Comenity

Comenity is a lender that offers financing for dental procedures. Basically providing you with a credit card and a credit limit for procedures.

However, the problem with this lender is that in their microscopic terms agreement (that the dentist never goes over in depth), if you are late on a payment, even if you have been making payments and your remaining balance is only $50 out of let's say $5000, you will get HIT with an interest payment (varying interest) on the full $5000, not your remaining balance.

From this experience, we do NOT recommend Comenity, as we don't believe this is ethical lending and feels quite predatory.

Their parent company is https://www.breadfinancial.com/